That's Mr. S Face To You!

BUFFALO, N.Y. - A collection agency tried to collect a $16.96 debt with an letter that addressed its recipient with a four-letter word for excrement. "Dear S---," began the letter, attempting to collect from an old record club membership. The word was spelled out in the letter, which arrived in an envelope addressed to "S--- Face."

"I've never seen anything quite so brazen," said attorney Kenneth Hiller.

He said his client plans to sue Nationwide Collections Inc. of Fort Pierce, Florida, next week.

Under U.S. law, debt collectors are not allowed to use profanity to collect a debt, Hiller said, nor are they supposed to threaten legal action over such a small amount.

Nationwide President Phillip McGarvey said the October 2007 letter was automatically generated after his company bought about 350,000 Columbia House accounts. "S--- Face" is the name under which the account was opened and the way the coupon to start the club was filled out, he said.

This story is freaking hilarious! Is that a show of the times when a collection agency is sending out collections notices addressed to Mr. S Face over $16.96. I wish I could get a letter from a collection agency to me addressed that way. I knew there was a downside to paying my bills on time.
The even funnier part is that the company never questioned the fact that they had an account for S Face? Nobody found that a little odd when authorizing this account. Then again predatory lending practices are one of the major reasons for our economic woes right now. Good job Nationwide Collections! Keep up the good work.