Ed, in response to “Banks Keep Secrets.” If I were a bank I’d keep secrets too. Why should I be suffering to modify your mortgage that you agreed to and signed off on? You are over 18, you are working, you know what you can or cannot afford. You were stupid enough to go in and buy a mortgage for a $400,000 home and you are making $60,000 a year and then you buy that pretty car. Now you can’t afford it. Why should the bank suffer trying to straighten out your mortgage? That’s your problem. What they need to do is to bring back the debtors’ prison and put them in jail. Instead they take our tax money to try to bail these people out. They punish the good people all the time in this country.

Good Person

A refreshing perspective. While I reserve the right to condemn the banks, what’s the deal with no one holding foolish homeowners accountable for their roles in the mortgage crisis? I can’t fault you for feeling that it’s the average responsible, bill-paying, taxpaying person who gets screwed. —Ed. Note